Jobs in Estonia

Sr Software Engineer - Screening Engine

Wise

About the company Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer . The role The Opportunity You'll be a key technical contributor on the Screening Engine team, working on some of the most consequential systems at Wise. That means you're not just executing - you're identifying problems before they're problems, driving technical direction within your team, and actively shaping the product roadmap alongside your peers. You'll work closely with compliance, risk, and operations teams to ensure our screening stays sharp, scalable, and defensible under regulatory scrutiny. What you’ll do Deliver & Own Take end-to-end ownership of projects within the Screening Engine - from design through deployment to post-release monitoring Proactively identify risks and blockers early, and drive them to resolution without waiting to be asked Write clean, testable, well-reviewed code and hold a high bar for the team around you Shape the Product Contribute meaningfully to the technical and product roadmap for Sanctions, PEP, and Adverse Media screening Use data and benchmarking to continuously improve matching algorithm effectiveness and precision Balance risk reduction, operational scalability, and growth when making trade-offs - keeping the customer experience front and centre Build Great Systems Design and evolve fault-tolerant, high-throughput, low-latency distributed systems built for regulatory scrutiny Improve observability, reliability, and maintainability of existing services - not just build new ones Make thoughtful decisions around database design, query optimisation, and schema evolution for both relational and non-relational stores Elevate the Team Actively participate in and lead code reviews, setting a high bar for quality and constructive feedback Grow the people around you - through mentoring, onboarding, and sharing knowledge proactively Collaborate across teams and functions - compliance, risk, operations - to solve cross-cutting problems Qualifications About You We're looking for someone who combines strong technical depth with a growing product instinct and the desire to drive meaningful outcomes - not just ship code. Essential Solid experience with Java and the Spring framework - you can design and build production-grade microservices confidently Experience with asynchronous messaging systems (Kafka, RabbitMQ, SQS or similar) in a high-throughput production environment Strong understanding of RESTful API design, versioning, and operational concerns Hands-on experience with both relational (PostgreSQL, MySQL) and non-relational databases; you think carefully about schema design and query performance Comfortable owning the full lifecycle of a service - design, testing, deployment, monitoring, and iteration Strong to Have Experience in compliance, financial crime, or risk-adjacent engineering domains Familiarity with string matching, fuzzy search, or entity resolution algorithms Experience designing for regulatory requirements - audit logging, explainability, data retention Understanding of distributed systems trade-offs: consistency, availability, latency Who You Are You have a genuine product mindset - you ask "why are we building this?" as often as "how?" You make data-driven decisions and aren't afraid to challenge assumptions with evidence You take ownership seriously - you follow through, manage risks proactively, and don't let things fall through the cracks You're a natural collaborator who brings people together across disciplines to solve hard problems You believe in feedback - you give it, receive it, and use it to grow What We Offer A mission that genuinely matters - you're protecting real people's money and financial access A complex, high-stakes technical domain with real room to grow A team that values craft, ownership, and product thinking equally Wise's standard benefits, flexibility, and a distributed-first culture Additional information Why Join Us? - You’ll work in a friendly, fast-paced fintech startup where ownership and collaboration are valued. - You’ll tackle challenging technical problems and have the autonomy to propose and implement solutions. - You’ll be part of a team that cares about stability, scalability, and innovation, while embracing rapid iteration and continuous learning. - You’ll have the opportunity to make a real impact on our customers’ lives by improving how they interact with our product. If you’re excited about solving complex problems, driving technical excellence, and working in a team that values ownership and collaboration, we’d love to hear from you. Let’s build something amazing together! For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs . Keep up to date with life at Wise by following us on LinkedIn and Instagram . For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs . Keep up to date with life at Wise by following us on LinkedIn and Instagram .

Credit Risk Underwriting Modeller

Inbank

<p><img style="max-width: 100%;" src="https://ib-cdn.inbank.eu/images/banners/banner3.png" alt="" width="1584"></p> <p>Inbank is a financial technology company with an EU banking license that connects merchants, consumers, and financial institutions on its next-generation embedded finance platform. Our financing solutions are embedded seamlessly into the shopping journey of 6,000+ retailers. This helps our merchant partners grow their businesses, while end customers benefit from a frictionless shopping experience wherever they are. With a focus on innovation and growth, we are looking for talented people to join our team of 440+ working across our offices in Estonia, Latvia, Lithuania, Poland, and the Czech Republic.</p> <p>Due to our growth ambitions, we are looking for a talented<strong> Credit Risk Underwriting Modeller </strong>to join our Tallin office. In this hands-on role, you will help improve how we assess credit risk and ensure the profitability of our products by developing and refining statistical models used in credit decisioning.</p> <p>You will work closely with credit risk specialists and technology teams, combining data, business understanding, and modeling techniques to build effective underwriting solutions. In this role, your work will have a direct impact on business performance. By improving credit decision models, you will contribute to better risk management and stronger profitability—playing a key role in shaping data-driven decisions across the organization.</p> <p><strong>What will you be doing?</strong></p> <ul> <li>Develop, improve, and maintain statistical models used in credit underwriting.</li> <li>Own the end-to-end modeling process: from data collection and preparation to model development, validation, and monitoring.</li> <li>Analyze and combine internal and external data sources to enhance model performance.</li> <li>Continuously monitor models and optimize them for accuracy, risk management, and profitability.</li> <li>Collaborate with the technology team to improve automated credit decision systems (decision engine, data integrations, workflows).</li> <li>Work closely with credit risk underwriters and product managers to translate business needs into effective modeling solutions.</li> <li>Prepare analytical reports and ensure clear model documentation and transparency.</li> <li>Stay up to date with industry trends and best practices in credit risk modeling.</li> </ul> <p><strong> Ideally, you would have:</strong></p> <ul> <li>3+ years of proven experience in a similar role (statistical, predictive, or data modeling); experience in fintech or banking is a plus.</li> <li>Solid understanding of statistical methods and machine learning techniques, with the ability to apply them in practice.</li> <li>Strong analytical mindset and confidence working with complex, real-world datasets.</li> <li>Strong SQL skills, with hands-on experience in data extraction and manipulation.</li> <li>Proficiency in Python, R, or similar tools.</li> <li>Ability to work independently while collaborating effectively with cross-functional teams.</li> <li>Clear communication skills in English, both written and spoken.</li> </ul> <p><strong>What you’ll get in return?</strong></p> <ul> <li>A competitive salary tailored to your experience, along with a comprehensive benefits package.</li> <li>Wellbeing support through sports compensation or additional health insurance to help you stay active and healthy.</li> <li>A 6-week paid sabbatical after four years, recognising strong performance and long-term contribution.</li> <li>A dynamic and inspiring work environment where you’re encouraged to grow and take ownership of your work.</li> <li>Flexibility through a hybrid and autonomous way of working, built on trust and accountability.</li> <li>The opportunity to collaborate with talented international colleagues across multiple markets.</li> <li>Regular team events and additional perks that make work more enjoyable and help celebrate successes together.</li> </ul> <p><strong>Sounds like a fit?</strong></p> <p>Apply, and our recruitment team will be in touch. If you’re unsure but curious, apply anyway - we’re happy to explore together.</p>

Senior Product Engineer - Rules Platform

Wise

About the company Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer . The role We're looking for an experienced Senior Backend Engineer to join our Rules Platform Team. This team is responsible for Wise's critical rules engine , which includes the tool used to manage our risk assessment rules . As a senior member of this team, you will be a key technical voice. You will lead and contribute to impactful, cross-functional engineering initiatives , drive critical system architecture and technical design decisions , and ensure high service standards by monitoring and optimizing the system performance . You will also actively participate in strategic planning , shaping the product roadmap and defining the future evolution of the platform. What will you be working on? You will join the team at an exciting time of growth , as we scale our core risk assessment capabilities. The core challenge is to evolve our rules engine and internal libraries to support growing demand and complexity from teams across Wise. Your immediate impact will be to: Drive Complex Initiatives : Lead the design and implementation of complex backend initiatives that form the foundation of our risk platform. Own Core Components : Take ownership of maintaining and evolving the internal libraries and shared components consumed by multiple teams, ensuring they are robust, scalable, and well-documented. Design for Scale : Contribute directly to the architectural design and scaling of our risk assessment services, ensuring they meet high standards for performance, reliability, and data consistency. Collaborate for Impact: Work as a key technical partner with multiple stakeholders—including Product, FinCrime, and other engineering teams—to deliver robust, cross-functional solutions. You'll work in a collaborative environment where you can influence key technical decisions, mentor other engineers, and help define how we scale our platform. It's a strong opportunity to grow into greater technical leadership and work on complex, meaningful problems at scale. Qualifications What do you need? Strong proficiency in JVM-based languages (e.g., Java, Kotlin). Proven experience maintaining internal libraries or shared components consumed by multiple teams. Experience working with Kafka and SQL databases in complex backend systems where reliability and data consistency are critical. Strong mentorship skills with a passion for supporting and leveling up junior engineers. The ability to prioritize, evaluate tradeoffs, and make informed technical decisions, and comfort in leading technical discussions and architecture proposals. Proactivity and a collaborative mindset, with experience working closely with Product Managers on decision-making. Some extra skills that would be useful: Experience with the Spring framework. Experience building or working with custom DSLs (Domain-Specific Languages). Background in the FinCrime domain, risk decisioning teams, or regulatory environments where auditability and traceability are important. Additional information For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs . Keep up to date with life at Wise by following us on LinkedIn and Instagram .

Software Engineer - Business Funds Risk

Wise

About the company Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer . The role The team you’ll be working with: Business Funds Risk We’re the team that keeps money on our platform clean, compliant, and easy to move. We build global, scalable controls that spot and stop unclear funds (money with an uncertain source) while keeping the experience fast and low‑friction for good customers. We own the full journey of those controls end‑to‑end — real‑time checks, smart decisions, data, and the customer flows that explain what’s needed and why. Our work protects customers, satisfies regulators, and helps the business grow with confidence. Our technology stack includes Java, Spring, Kafka messaging and relational databases, but also in-house risk assessment platform layers we use to build all this in standardized way. Qualifications What does it take: A strong product mindset, you prioritise work with the customers in mind and make data-driven decisions Sense of ownership and great communication skills to drive projects across teams You have solid Java, experience with Spring framework and microservice best practices You believe in and follow best coding practices, code reviews and open feedback You enjoy writing testable code You are proactive, wanting to learn from others and share your own learnings with others Experience working with relational databases and query optimisation Experience with CI/CD pipelines and Distributed and Concurrent Systems Hands on knowledge of system integration patterns It’s a plus if you have experience in compliance and/or fincrime risk mitigation related domains What does success look like? You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute You’ll understand how our values can help you guide your work You’ll understand our customers and the impact our product makes in their lives You’ll identify technical challenges and opportunities and help us build a world class money transfer product You’ll write code and design systems to make Global payment faster, cheaper, and more reliable for our customers What you get back: The empowerment to solve problems your way The freedom to have real impact Loads of development opportunities Deep knowledge about the world’s financial system A fun work environment with social activities and events The opportunity to work with super smart people in a truly diverse team Additional information Interested? Find out more: The Wise Tech Stack, 2025 Edition. Scaling our Infrastructure; how we make it work Wise Engineering – Wise Engineering Our values For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs . Keep up to date with life at Wise by following us on LinkedIn and Instagram .

Principal AI/ML Scientist & Engineer

Pipedrive

We believe it takes great people to create a great product. That’s why our team lives our company values, and we hire based on them, too. Since 2010, Pipedrive has been on a mission to support sales and marketing teams with easy-to-use, powerful tools that make everyday work faster and easier. Today, our cloud-based software is trusted by over 100,000 companies and used in 179 countries. We have grown from a five-person team to a truly international company of over 850+ people, representing more than 50 nationalities, with ten offices distributed across Europe and the US. In 2020, Pipedrive received a majority investment from Vista Equity Partners, a global investment firm that invests exclusively in enterprise software, data, and technology-enabled businesses, making Pipedrive the fifth unicorn from Estonia. We are looking for a Principal AI/ML Scientist & Engineer to lead a growing team of Applied Scientists and AI/ML Engineers. This is a role for a pragmatic "Builder-Scientist" - a technical leader who possesses deep scientific rigor but is fundamentally driven by the iterative shipping of data products that customers fall in love with. You will lead the technical strategy for AI/ML-based solutions designed to extract value from both structured and unstructured data, bridging the gap between advanced research and production-grade systems. Your impact will be measured through technical leadership, leverage, and the real-world business outcomes you enable.

4. – 8. klassides

Senior Software Engineer I - Payment Processing Platform

Wise

About the company Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer . The role Payment Processing Platform Our goal is to provide reliable and scalable services that can be used by all the other product teams in the company. We provide such systems for transfers, and payouts domains. We want our platform to be easy to use, integrate, and extend, while also enforcing good practices, risks mitigation, and maintaining high performance. What does it take: A strong product mindset and passion for user experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points Great communication skills to drive cross team projects The ability to articulate complex, technical concepts to non-technical audience You enjoy writing testable, easy to extend, high-quality code You have solid Java 11 plus knowledge, experience with Spring framework and microservice best practices Advocate for best coding practices, code reviews and open feedback Experience Distributed and Concurrent Systems Hands on knowledge of microservice architecture patterns Experience working with relational databases, messaging queues and designing schemas Qualifications What does success look like?: You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute You’ll understand how our values can help you guide your work You’ll understand the reasons behind problematic payments and customer difficulties and how to go about solving them You’ll be raising the automation level to enable scaling of the product Understand our customers and the impact our product makes in their lives. You’ll help us scale-up and build a world class money transfer product by finding solutions to our technical challenges and opportunities What you get back: The empowerment to solve problems your way and the freedom to have real impact on customers’ lives. Loads of development opportunities in a growing team through launching new products / features consistently in an in-demand region. A fun work environment with social activities and events Travel opportunities to other Wise offices around the world Additional information For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs . Keep up to date with life at Wise by following us on LinkedIn and Instagram . For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs . Keep up to date with life at Wise by following us on LinkedIn and Instagram .

Technology Lead, Third Party Management & Procurement

Wise

About the company Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer . The role The opportunity Own the systems that power how Wise onboards third parties, signs contracts, and pays them. You’ll simplify processes, ship automation through configuration, and make the third-party lifecycle faster and safer. Wise works with a wide range of partners, including third-party vendors and banking service providers, managing contracts and approvals across the board. This role improves the systems and workflows behind that lifecycle. You’ll design and deliver process automation across procurement, third-party risk, contracting (CLM), and intragroup service flows, using the business tools we run at Wise. This is not a software engineering role: you won’t write code or manage engineers. You’ll deliver outcomes through problem framing (discovery and design), process refinements, hands-on platform configuration, governance, integrations with partner teams/vendors, testing, release management, and training. If you enjoy turning complex operational work into simple, automated workflows - and shipping real changes - you’ll thrive here. What you’ll be doing You will own the full lifecycle of improving how Wise onboards third parties and manages contracts - from finding the problem, to shipping the change in our tools, to making sure it works end-to-end across teams. Discover & design processes: Understand the current journey, find the biggest blockers, and design simpler workflows/processes across onboarding, third-party risk, contracting, renewals, offboarding, and related TPM processes. Build & ship changes (hands-on): Configure our platforms to implement what you designed - build, test, and release improvements safely (no coding required). You’ll also partner with an implementation team/vendor support when needed to deliver faster. Own the domain as a product: Take accountability for multiple TPM tools/areas - maintain a clear backlog, make prioritisation decisions, and ensure the team ships work that improves cycle time, quality, and control. Enable & align stakeholders: Make your changes stick - document, train, drive adoption, and run lightweight governance so the tools stay reliable. You’ll be the go-to owner for your platforms. What success looks like Third Party Lifecycle related process are faster with fewer manual steps Changes ship safely with high adoption and low rework Stakeholders have clear metrics to steer priorities You’re a trusted partner across Procurement, Third Party Risk and Finance Qualifications What you will need Hands-on platform delivery: you have configured/administered business systems or workflow tools and shipped changes yourself Strong problem framing: you can go from ambiguity → clear scope → user stories → acceptance criteria Cross-functional delivery: you can drive outcomes with stakeholders, our tooling vendors, and partner teams Strong communication: you write clear docs/specs and explain complex topics in simple terms and are able to speak in front of wider teams. Quality mindset: you care about testing, releases, and long-term reliability (not just “shipping”) Nice to have Experience in procurement, third-party risk, vendor onboarding, CLM/contracts, finance ops, or compliance workflows Process mapping / service design (journey mapping, BPMN) Integration mindset (systems dependencies, data flows, APIs at a conceptual level) Experience working with the tooling vendors and how to manage the relationship and get the best out from the product. Experience building reporting when tools aren’t perfect (pragmatic, iterative approach) What we are not looking for Strategy-only roles with no shipping track record Pure project management roles without hands-on tooling/configuration delivery Candidates who avoid tools, ambiguity, or cross-functional work Additional information If you are interested in this role, please submit your CV on or before 6th Feb 2026 For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs . Keep up to date with life at Wise by following us on LinkedIn and Instagram . For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs . Keep up to date with life at Wise by following us on LinkedIn and Instagram .