Tool
Salary calculator
Enter your gross salary and pick a second-pillar pension rate — the calculator shows the net salary, each deduction, and the total cost to the employer using the Estonian tax system.
Inputs
Second-pillar pension rate
Default 2% — required for those who have joined the second pillar.
Rates used (2026)
- Income tax 22%
- Social tax 33% (employer)
- Unemployment insurance 1.6% employee / 0.8% employer
- Tax-free minimum up to €700/month, phased out between €1200–€2100 gross
Result
Net salary
€1,520.95
€/month, take-home
Gross salary€2,000.00
Tax-free minimum€77.78
Second-pillar pension−€40.00
Unemployment insurance (employee)−€32.00
Income tax−€407.05
Employer cost
Gross salary€2,000.00
Social tax−€660.00
Employer unemployment insurance−€16.00
Total cost to employer€2,676.00
Indicative calculation, assuming the employee has joined the second pillar, has no additional deductions (children, mortgage interest, etc.) and that the full salary is taxed in Estonia. Actual numbers depend on the employment contract and payroll setup.