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Product Financial Data Analyst

Wise

About the company Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer . The role About the role As a Finance Analyst at Wise, you will sit at the heart of our mission: money without borders. This role is a unique hybrid, split between the Product Financials and Accounting Operations. You aren't just "running reports." You are building the data infrastructure and analytical models that allow our Product Managers and Controllers to sleep at night. You’ll own the "why" behind the numbers, translating complex transactional data into actionable financial insights. What will you be working on? 1. Cards Product Financials Metric Ownership: Deep-dive into KPIs like Gross Margin, Unit Economics, and Transaction Volumes across 160+ countries. Stakeholder Partnership: Work closely with Financial Controllers to provide assurance on monthly actuals, ensuring internal management reporting aligns with external obligations and different Product teams to ensure they can make the most of Finance data. Modeling: Develop and refine models to understand card-related costs and revenues, identifying efficiency opportunities as we scale. Analytics: Build out dashboards and define metrics that reliably answer the most pressing questions from the business. 2. Support for Accounting Payment Operations Financial Integrity: Ensure consistency between vendor reports, bank statements, and our General Ledger (GL). You’ll be the architect of reconciliation between Finance and third-party systems. Operational Analytics: Build and maintain analytics for payables, payment cycles, invoice aging, and liquidity management to ensure Wise always has the right money in the right place. Optimization: Provide data-driven insights on efficiency and costs to help the Payment Ops team optimize how we move money globally. Feedback Loop: Act as a critical partner to PMs and Engineering by identifying and highlighting data quality gaps that impact financial accuracy. Qualifications What do you need? We are fully aware that it is uncommon for a candidate to have all skills required and we fully support everyone in learning new skills with us. So if you have some of those listed below and are eager to learn more we do want to hear from you! SQL Mastery: You can navigate massive datasets, join complex tables, and write optimized queries for high-volume transactional data. Python Proficiency: You use Python for data manipulation ( pandas/numpy ) and to automate the heavy lifting of financial reconciliations. Data Visualization: You create intuitive dashboards ( Lightdash/Superset ) that allow stakeholders to grasp complex financial drivers or liquidity bottlenecks at a glance. Data Pipelines: You have proven ability to build and maintain analytical models and pipelines (e.g., dbt, Airflow, or similar ), ensuring they are robust and scalable. Qualifications & Experience Experience: 3-5 years in a highly analytical role (Finance, Data Analytics, or Business Intelligence) at a tech or financial services company. Domain Knowledge: Understanding of payment card networks (Visa/Mastercard), accounting and financial data will give you a massive head start. Autonomy: You are comfortable working as an Individual Contributor (IC2), taking full ownership of your domain with a proactive, "find a way" mindset. You are also comfortable challenging decisions and are proactively looking for ways to improve the status quo. The "Plus": Previous experience in Accounting or Corporate Finance is a significant advantage. Understanding the flow from a customer transaction to a GL entry is key. Additional information For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs . Keep up to date with life at Wise by following us on LinkedIn and Instagram .

Software Engineer - Recurring Payin

Wise

About the company Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer . The role The Recurring Payin team owns the Direct Debit API that powers automated payments into Wise. Underneath this, we are building a platform that allows customers to easily schedule top-ups or business collections. The platform is also built on top of our internal Payin Platform rails; which is a critical component to the Wise money-movement machine and we’re looking for an engineer motivated to come and help us build for this. We primarily offer APIs for any partner looking to set up automated funding or pre-authorizations. From setting up GBP balance top ups automatically to allowing business partners collect EUR bills monthly without having the customer go through the flow every time; our platform aims to consolidate all these use-cases. We aim to allow customers to give a one time permission (pre-authorization) for Wise to pull money across any payment method, a USD bank account or a EUR issued bank card; you name it. Qualifications What does it take? Great communication skills and the ability to articulate complex, technical concepts to non-technical audiences Ability to work independently while also being a good team player. Your work will frequently involve cross-team collaboration. Ability to break down complex projects into incremental milestones that deliver customer value Experience in developing web applications and distributed systems in a production environment Experience with common design and architectural patterns coupled with a passion for writing clean code that is performant and well tested Curiosity and drive for continuous learning and improvement Following and advocating best coding practices, continuous delivery and code reviews Experience working with relational and non-relational databases, query optimisation and designing schemas is a plus Knowledge of Java and Spring boot and experience with a messaging system, like Kafka, is a plus …but don’t worry we don’t expect you to know everything! What does success look like? You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute You’ll understand how our values can help you guide your work You’ll understand the reasons behind problematic payments and customer difficulties and how to go about solving them You’ll be raising the automation level to enable scaling of the product You’ll understand our customers and the impact our product makes in their lives You’ll help us scale-up and build a world class global banking product by finding solutions to our technical challenges and opportunities Additional information For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs . Keep up to date with life at Wise by following us on LinkedIn and Instagram . For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs . Keep up to date with life at Wise by following us on LinkedIn and Instagram .

Capacity Management Program Specialist

Wise

About the company Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer . The role The Capacity Management Program Specialist supports the execution, governance, and control of workforce supply programs across Servicing Scale. This role ensures that workforce demand signals (FTE requirements, ramp plans, outsourcing needs) are accurately translated into structured execution. In addition, this role owns the operational governance of position management within Workday, ensuring that: Open job requisitions reflect approved capacity plans Headcount aligns with forecasted FTE requirements No unapproved or excess requisitions remain active Workforce visibility in HR systems remains clean and accurate You act as the control layer between planning decisions and workforce execution, ensuring servicing scale is financially disciplined and operationally executable. Duties and responsibilities: Hiring Pipeline & Workforce Ramp Tracking Track FTE demand signals across verticals (CS, KYC, FinCrime, PayOps). Monitor hiring pipeline health vs forecast requirements. Identify hiring shortfalls or ramp delays. Maintain visibility of onboarding timelines vs capacity plan. Escalate workforce supply risks to WFM leadership. Position Management & Workday Governance Position Lifecycle Management Create and manage positions aligned to approved FTE plans. Ensure all job requisitions map directly to validated capacity requirements. Monitor open requisitions to prevent over-hiring or duplicate positions. Maintain a lean and accurate headcount view in Workday. Requisition Governance Validate that all new job requisitions are backed by an approved capacity plan. Reconcile Workday headcount vs workforce plan on a monthly basis. Identify discrepancies between planned and actual open roles. Ensure no hiring proceeds without formal capacity validation. Financial Discipline Align Workday position count with budget envelope. Prevent structural headcount drift. Support Finance reconciliation of workforce plans. Workplace & Infrastructure Coordination Track seat capacity and hub readiness for workforce ramp. Identify physical capacity bottlenecks. Maintain workforce distribution visibility across sites. Outsourcing & Vendor Ramp Monitoring Track vendor headcount ramp vs capacity plan. Monitor onboarding timelines for BPO partners. Flag misalignment between vendor capacity and demand. Support coordination between Vendor Management and WFM. Capacity Governance Support Maintain structured documentation of workforce ramp plans. Support monthly and quarterly capacity governance forums. Prepare tracking dashboards for leadership reviews. Ensure alignment between Planning, TA, Finance, and Workday data. Risk Identification & Escalation Identify early indicators of workforce supply risk. Quantify ramp gaps (FTE shortfall vs plan). Escalate hiring delays or position misalignment. Support mitigation tracking. Data Integrity & Reporting Maintain structured workforce tracking models. Validate consistency across TA, Planning, Finance, and Workday. Ensure reporting reflects latest locked forecasts. Support automation initiatives in capacity tracking. Qualifications Experience 2–4 years in Workforce Management, Capacity Planning, Talent Operations, or Program Management. Experience working with HR systems (Workday preferred). Exposure to hiring pipeline or headcount governance. Technical Skills Mandatory: Advanced Excel / Google Sheets Experience using Workday or similar HRIS Strong data reconciliation capability Structured tracking & reporting skills Strong Advantage: SQL knowledge BI dashboard exposure Experience in workforce capacity environments Additional information Visa and relocation support available For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs . Keep up to date with life at Wise by following us on LinkedIn and Instagram .